Smart Loan Calculators

Accurate, comprehensive, and personalized loan calculations for mortgage, auto, personal, and student loans

Calculate your loan payments instantly

Free
No Registration
50-State Compliant
Mortgage
Auto Loan
Personal
Student
Business
Construction
Commercial
VA Loan

Mortgage Calculator

$
$50K $2M
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%
%
Current average: 6.875%
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$
$
$
Required if down payment < 20%
Estimated Monthly Payment
$2,108
Principal & Interest Only
Principal & Interest $2,108
Property Tax $400
Home Insurance $100
HOA Fees $0
PMI $0
Total Monthly Payment $2,608
Month Payment Principal Interest Balance
Loan Summary
Loan Amount $320,000
Total Interest $441,000
Total Paid $761,000
Payoff Date Jan 2055

Today's Average Rates

Loan Type Rate APR Change
30-Year Fixed Loading... Loading... Loading...
15-Year Fixed Loading... Loading... Loading...
5/1 ARM Loading... Loading... Loading...
VA Loan Loading... Loading... Loading...
Auto Loan (New) Loading... Loading... Loading...
Personal Loan Loading... Loading... Loading...

*Rates from official sources and market estimates. Your actual rate may vary based on credit score, down payment, and location.

Last update: Loading...
Data Sources: Freddie Mac (Mortgage), U.S. Treasury (Base Rates), Market Estimates (Other Loans)

Why Choose Our Calculators

Accurate Results

State-specific calculations with real-time rate updates

Advanced Analytics

Amortization schedules and payment breakdowns

Privacy First

No registration required, your data stays on your device

Mobile Optimized

Works perfectly on any device with offline capability

Latest Guides & Resources

Complete Guide to VA Loan Benefits for Veterans

Updated: Dec 2024 • 8 min read

Learn about zero down payment options, funding fees, and eligibility requirements for VA loans.

Read More

Self-Employed Mortgage Guide: Documentation & Tips

Updated: Dec 2024 • 12 min read

Navigate the mortgage process as a freelancer or business owner.

Read More

State-by-State Interest Rate Caps & Regulations

Updated: Dec 2024 • 15 min read

Comprehensive guide to loan regulations across all 50 states.

Read More